Responding to User Requests and Consumer Rights
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Many federal and state laws grant rights of control: access, correction, deletion, portability, against automated decision-making, and nondiscrimination. Requests have defined response periods and often a right to appeal; FCRA, HIPAA, and the GDPR grant specific access/correction rights.
- Right to access
- Right to correction (rectification)
- Right to delete
- Right to portability
- Right against automated decision-making
- Right to nondiscrimination
Individuals exercise rights by request to a business or agency, which has a defined response period. A denial may trigger a right to appeal; a dissatisfied individual may complain to a regulator. Specific access rights exist under FCRA (credit reports plus rectification), HIPAA (medical records, with disputed entries noted), the Judicial Redress Act of 2015 (for qualifying non-U.S. individuals against a U.S. agency), and the GDPR in the EU. Where no statute requires access, it appears in fair information practices like the OECD Guidelines and APEC Principles.
Key terms - quick answers
What is “Right to access”?
What is “Right to appeal”?
What is “Judicial Redress Act of 2015”?
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